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Terms & Condition

These Terms & Conditions (“Terms”) govern your access to and use of the Pennyplantips website, mobile app, and other services (collectively referred to as the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

Use of the Service

You must be at least 13 years old to use the Service. By using the Service, you represent and warrant that you are at least 13 years old. You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your use of the Service complies with all applicable laws and regulations.

Intellectual Property

The Service and its original content, features, and functionality are owned by Pennyplantips and are protected by copyright, trademark, and other intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on the Service without our prior written consent

User Content

You may have the opportunity to submit or upload content to the Service, such as comments, reviews, or other materials (“User Content”). By submitting User Content, you grant Pennyplantips a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content throughout the world in any media.

You represent and warrant that you have the right to submit User Content and that your User Content does not violate the rights of any third party or any applicable law.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time. If we make any material changes to these Terms, we will notify you by posting the updated Terms on the Service. Your continued use of the Service after the effective date of the updated Terms constitutes your acceptance of the changes.